Legal

Privacy Policy

Last updated: January 15, 2026

At Palm Capital, we are committed to protecting your privacy and ensuring the security of your personal information. This policy explains how we collect, use, and safeguard your data.

01

Information We Collect

We collect information you provide directly, including your name, email address, phone number, business details, financial information, and any other data submitted through our application forms or communications.

We automatically collect certain technical information when you visit our website, including your IP address, browser type, device information, pages viewed, and referring URLs. We use cookies and similar tracking technologies to enhance your experience.

We may also collect information from third-party sources such as credit bureaus, business databases, and identity verification services to facilitate our funding processes.

02

How We Use Your Information

We use your personal information to process funding applications, evaluate creditworthiness, and provide our financial services. This includes verifying your identity, assessing business eligibility, and communicating funding decisions.

We may use your information to improve our services, personalize your experience, send relevant updates about your application status, and provide customer support.

With your consent, we may send you marketing communications about new products, services, or promotions. You can opt out of marketing communications at any time.

03

Information Sharing

We do not sell your personal information to third parties. We may share your information with trusted service providers who assist in operating our business, processing transactions, or servicing your account, subject to confidentiality obligations.

We may share information with financial institutions, credit bureaus, and lending partners as necessary to process your funding application and manage your account.

We may disclose your information when required by law, court order, or governmental regulation, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

04

Data Security

We implement industry-standard security measures to protect your personal information, including encryption, secure socket layer (SSL) technology, firewalls, and access controls.

While we strive to protect your personal information, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security of your data.

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, and resolve disputes.

05

Your Rights

You have the right to access, correct, update, or request deletion of your personal information. You may also have the right to object to or restrict certain processing activities.

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and the right to request deletion.

To exercise any of these rights, please contact us using the information provided at the bottom of this page. We will respond to your request within the timeframe required by applicable law.

06

Cookies & Tracking

We use cookies and similar technologies to collect usage data and improve our services. Essential cookies are necessary for the website to function properly, while analytics cookies help us understand how visitors interact with our site.

You can control cookie preferences through your browser settings. Disabling certain cookies may limit your ability to use some features of our website.

07

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated policy on our website with a revised effective date.

Your continued use of our services after any changes to this Privacy Policy constitutes your acceptance of the updated terms.

Questions about your privacy?

If you have any questions about this Privacy Policy or our data practices, please contact our privacy team.

privacy@palmcapital.com