Four Steps to Success
Our streamlined process eliminates unnecessary complexity, getting you from application to funded in record time. Most clients complete funding within 48 hours.
Apply Online
Complete our streamlined application in under 10 minutes. Minimal documentation required.
- Provide owner details and contact info
- Upload 3 months of bank statements
- Submit your application instantly
Expert Review
Our funding specialists review your application within hours to identify the best solutions.
- Dedicated specialist assigned to your case
- Comprehensive credit analysis
- Business health assessment
- Funding options evaluation
Custom Proposal
Receive a tailored funding proposal designed specifically for your business needs.
- Multiple funding options presented
- Clear terms and rates explained
- No hidden fees or surprises
- Personalized recommendations
Get Funded
Upon approval, funds are transferred directly. Most clients receive funding within 24-48 hours.
- Quick approval process
- Same-day funding available
- Direct deposit to your account
- Ongoing support provided
Your Funding Timeline
From application to funded in as little as 48 hours
Why Our Process Works
Traditional lending is broken. Banks take weeks to review applications, require mountains of paperwork, and often decline qualified businesses. We built our process from the ground up to serve modern businesses.
- No lengthy waiting periods or endless documentation
- Technology-driven analysis for faster decisions
- Dedicated specialists who understand your industry
- Transparent terms with no hidden fees
- Ongoing support even after funding
By The Numbers
Frequently Asked Questions
Most clients receive funding within 24-48 hours of approval. The entire process from application to funding typically takes 2-3 business days.
You'll need basic business information, owner identification, and the last 3 months of business bank statements. Additional documents may be requested based on the funding type.
Our initial review uses a soft credit pull that does not affect your credit score. Hard pulls only occur with your consent during final approval stages.
Basic requirements include a 550+ personal credit score, 6+ months in business, and $10,000+ in monthly revenue. However, we evaluate each case individually.
Yes! We often recommend combining multiple funding solutions to maximize your capital access. Our specialists will help determine the optimal mix.
We work with you to understand why and develop a plan to improve your eligibility. Many clients who initially don't qualify return successfully within 3-6 months.
Ready to Start Your Journey?
Join thousands of businesses that have successfully funded their growth with Palm Capital.